Employment
3 articlesHow lenders verify income across PAYG, casual, and self-employed.
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Self Employed Personal Loan Less Than 2 Years: What Lenders Actually Decide
If you're self-employed and under two years into running your business, your personal loan outcome depends almost entirely on how long your ABN has been active — not how much you earn. Here are the ex
Employment
Personal Loan Casual Employee Australia: Exact Thresholds and Outcomes
If you are a casual employee applying for a personal loan in Australia, your outcome depends on how long you have been in the role — not just how much you earn. Under 4 months: Unlikely — needs impr
Employment
Personal Loan Self Employed Australia: Exact Thresholds and Outcomes
If you're self-employed and applying for a personal loan in Australia, your outcome is determined primarily by how long your ABN has been active — not by how much you earn. Under 6 months: Unlikely
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This is general information only and not financial advice. Results are indicative and may vary by lender.